Shady Cove FAmily Dentistry

Dr. Luke Murphy

In order to make payment convenient for our patients, we offer several options for payment:
- Cash or Personal check 
- ​Credit Card - We accept Visa, ATM Cards, Master Card , Discover and American Express
- Care Credit - Financing can be arranged through CareCredit for monthly payments.  We have the applications in our office or you may apply online.

- Compassionate Finance - This is another financing option and we also have the applications in our office.

If you have insurance, your co-payments and deductibles are due in full at time of service. If there is a difference in the estimated insurance coverage and the actual amount paid, or the claim is denied, then the patient is ultimately responsible for the balance.  We will process and file all insurance claims with payment being sent to our office.  Please bring your insurance card or plan information with you on your first visit. Our office will call and get your dental benefits, we will estimate your portion based on the information that your insurance company provides us.
Your insurance is a contract between you, your employer and the insurance company.  A dentist is not a party to that contract.  We do not base your diagnosed treatment on insurance coverage.  We base it on your needs and desires.  However, we will work to the best of our ability to get you your maximum insurance benefits.

Financial Services